HDB · EC · Private · Singapore

Know what you can really afford before you apply for IPA.

Estimate your monthly repayment, CPF usage, and the cash you’ll need up front — checked against MSR, TDSR, and LTV the way a bank actually assesses it. No account, nothing leaves your device.

Start your assessment~3 minutes

Affordability

The largest loan that clears MSR, TDSR and LTV — stress-tested at 4%.

Monthly repayment

Your real installment at the package rate, plus +1% / +2% stress.

Cash & CPF up front

Downpayment, stamp duty, COV and fees — split into cash vs CPF.